Debt Leads

+ Nationwide coverage in your licensed states
+ Unsecured debt exceeds $10,000+
+ Facing adversity with monthly payments
+ Employed or has verifiable income
+ Can afford 2% monthly payments
+ Clear of any bankruptcy’s
+ Valid interest to obtain a quote from a debt relief specialist
+ Not under contract with another debt relief agency

(Introduction)
Hi, may I speak with (First Name)?

(Reason for call)
Mr./Ms. ______, this is _______ from the credit-card relief program. The reason for my call today is that you inquired about a free, no obligation debt relief quote.

(Qualifying Question)
Do you currently have unsecured debt exceeding $10,000?  This includes credit-cards, medical bills, dept. store cards. (Must be “YES”)

(I’m not interested) – Rebuttal
If you could reduce your monthly creditor payments, lower your interest rate or even cut your total debt in half; would you consider enrolling in a debt relief program?  (Must be “YES”, If “NO” –> Reject)

1 – How much total credit-card and unsecured debt do you have?  (Must have $10,000+) 
2 – Are you currently working with a debt relief company?  (Must say “NO”) 
3 – Are you employed?  (Must say “YES” and have verifiable income) 
4 – Are you current or delinquent on your monthly payments? If behind, how many months?
5 – Can you make a minimum payment of 2% on your total debt principal every month?  (Must be “YES”) 
6 – Have you ever filed Bankruptcy?  (If “yes”, Must be at least 1 year previously discharged) 
7 – Do you have a valid checking account?  (Must be “YES”)

If you can please provide your home or cell phone number as well, in case they can’t reach you on this one?

Congratulations! You pre-qualify for a premier debt reduction program. Do you have 10 minutes right now to speak with a debt counselor? (Must be “YES”)

Answer YES – Okay (First Name), we have a credit-counselor available and I’d like to transfer you….keep in mind that they might cover some of the questions that I have already reviewed….but please be patient, they are wonderful and have assisted numerous applicants like yourself and are there to help benefit you….hold-on one moment please.

Answer NO – Okay, when is a good time for me to call back so you can have a 10 – 15 minute chat with a credit-counselor for a free assessment?  _________ Okay I will call you then. Take care and have a great day!

Bills to consider: 
Credit-Cards 
Medical / Dental / Hospital Bills 
Department Store Cards 
Utility Bills 
Personal Bank Loan (Without any collateral attachment) 
Web / Mail / Internet Subscriptions

Bills not to consider: 
Mortgage Related Loans / Equity Line of Credit
Auto Loan 
Student loan
Furniture Store 
Payday / Cash-advance Loans
Dishonored Checks 
Marriage / Divorce / Funeral Bills 
Lawyer / Attorney Fees 
Parking Tickets 
Child Support 
IRS Tax Debt 
Repair Bills (Car Repair / Home Repair)

DATE: 1/3/2020  11:24:06
LEAD REF: 4039854
FIRST: Linda
LAST: Morgan
PHONE-1: 818-555-4444
PHONE-2: 818-333-2222
ADDRESS: 321 Main St.
CITY: Glendale
STATE: CA
ZIP: 91205
EMAIL: Linda.Morgan@example.com

TOTAL DEBT: $27,265 
INCOME: $43,000
EMPLOYED: 8 Years

1st CREDITOR: Capital One
DEBT TYPE: Credit-Card
BALANCE: $9,750
PAYMENTS: $225

2nd CREDITOR: Discover 
DEBT TYPE: Credit-Card
BALANCE: $8,215
PAYMENTS: $180

3rd CREDITOR: Chase
DEBT TYPE: Credit-Card
DEBT AMT: $9,300
PAYMENTS: $200

DISPATCH AGENT: Heidi Fitzsimmons 
LEAD RESULT: Transfer Connected
CAMPAIGN #: 70-539826
TRANSFERRED TO: Bradley w/ Debt Relief Solutions

CALL-NOTES: Linda has a valid checking account and starting to fall behind on her payments. Prefer a debt relief option over 2-3 years if possible. Able to afford 2% monthly payment plan.